The HR & Union Guide: Aging, Caregiving, and Retiring Well
How to Help Workers Caring for Themselves and Their Parents as They Plan Their Own Retirement
Meet Jennifer. She’s 58, a longtime employee, and a star performer. She’s also quietly overwhelmed. Her workdays are packed, but her evenings are spent managing her aging mother’s healthcare appointments, ...
The Myth of “Retirement Ready”
When most companies talk about retirement benefits, the focus is simple: money. 401(k) plans, pensions, and financial advisors dominate the conversation. But here’s the problem—retirement isn’t just a financial event. It’s a massive life transition, and today’s retire...
How to Support Post-Retirement-Age Employees Without Breaking Your Benefits Team
In today’s workforce, more than 20% of adults aged 65 and older are still clocking in—many full-time. For some, working longer is a personal choice. For others, it’s a necessity fueled by healthcare uncertainty, family...
When most employees begin planning for retirement, their focus is almost always financial—401(k)s, pensions, and Social Security. While these components are important, there’s one element that is often underestimated, misunderstood, or entirely overlooked: healthcare.
And that oversight can be cost...
As the workforce ages, HR leaders face a new and complex challenge: ensuring smooth retirement transitions for a generation of employees navigating not only financial decisions, but also healthcare, housing, and long-term wellness. The future of HR isn't just about hiring and retention—it’s about...
When it comes to supporting employees as they prepare for retirement, most companies focus on financial readiness: pensions, 401(k)s, and possibly Medicare information. While those are essential, there's a growing awareness that retirement planning must extend beyond the numbers.
Two critical areas...
Why Pre-Retirement Support Matters More Than Ever
When we talk about creating a great place to work, the conversation often revolves around competitive salaries, professional growth opportunities, and strong workplace culture. While these factors certainly play a role in employee satisfaction, one ...
Why Medicare Guidance Alone Isn’t Enough
As HR and Benefits professionals, you might be familiar with the Medicare maze that employees must navigate when transitioning into retirement. Many companies rely on Medicare brokers to assist employees in choosing a plan, assuming this covers all their hea...
The Hidden Cost of Delayed Retirement
In today’s workforce, many employees are delaying retirement far beyond their planned exit dates—not because they want to, but because they feel they can’t afford to retire safely. One of the biggest drivers of this delay? Healthcare uncertainty.
For HR teams ...
When employees approach retirement, they often assume that navigating Medicare will be simple—only to find themselves overwhelmed by deadlines, coverage options, and enrollment penalties. Without proper guidance, many make costly mistakes that not only impact their own financial well-being but also ...
